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: Scammers may use fake balance screenshots from these apps to "prove" payment for services or goods, a common tactic in social engineering scams.

: These apps are primarily used by scammers to trick victims into believing they have money, or as a "bait" to install malware. : Scammers may use fake balance screenshots from

: Some mods include trojans that allow hackers to control your phone or monitor your real financial transactions. : Using modified versions of official apps violates

: Using modified versions of official apps violates terms of service and can lead to your legitimate bank account being permanently blocked. How to Use Nubank Safely and personal data.

: Installing an unofficial APK (especially for a bank) grants the software access to your device, which can lead to the theft of your actual banking credentials, passwords, and personal data.